The way this works is really simple. For example, say you are using a margin account. Your broker would provide you with a series of loan options. You would choose the option which offers you the lowest rate of interest as well as the lowest fees when it comes to paying back your loan.
Now suppose, that later you decide to sell all your margin and close your account. All your loan options will still be active however since you made the decision to sell all your positions, you would be leaving your margin open. Since you would be receiving a higher rate of interest on this loan than your original margin loan, you will end up making more profits from all your trades even if you decide to not make any more trades.
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